Certainly no one expects the arrival of accident or been the victim of an accident, but unexpected things can happen anytime and anywhere. For that it's good we know what that article personal accident insurance?
Personal accident insurance (Personal Accident Insurance) is a life insurance product that provides protection in case of accident the insured accident resulting in death or permanent disability all or part of the limb.
The benefits and protection of this type of accident insurance (Personal Accident Insurance)
- If you died because of an accident during the insured, the beneficiary will receive a maternity benefit amounting to 100% of the sum assured.
- If you experience a total permanent disability due to an accident during the insured, the beneficiary will receive a maternity benefit amounting to 100% of the sum assured.
- If you have a permanent disability in part because of an accident during the insured, will be awarded compensation amounting to a percentage of the sum assured (in accordance with the provisions in force).
- If you experience any inpatient accident in its coverage, it will be given compensation for the hospital up to a maximum of 10% of the sum assured for each occurrence of the accident. Total maximum benefit payment is 50% of the sum assured in 1 year policy for a number of times crash
Personal accident insurance will be shifted to the risk of financial losses that you will/natural family when experiencing the disaster an accident, but could not prevent you from the risk of the accident itself.
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