FLOOD IN THE NETHERLANDS EXCLUSION CLAUSE

This policy does not insure against Flood in the Netherlands being defined as any loss or damage directly or indirectly from flood, surface water, mud slide or mud flow waves, tidal water or tidal waves, overflow of streams or other bodies of water, or spray from any of the foregoing, all whether driven by wind or not (all whether or not naturally occurring).

INTERVENTION AUTHORITY EXCLUSION

This policy does not insure against any confiscation, expropri­ation, nationali­sation, commandeering, requisition or destruction of or damage to property by order of the go­vern­ment de jure or de facto or any public municipal or local authority of the country or area in which the property is situated; seizure or destruction under guarantee or customs regulation, nor any risks of contraband or illegal trade.

Destruction by order of public authority to prevent the spread of any loss or damage  remains covered provided such loss or damage did not originate from any phy­sical loss or damage excluded by this policy.

OFFICIAL INSURANCE SCHEMES EXCLUSION

This policy does not insure loss including consequential loss, destruction, damage or expense whatsoever that are covered under any Official Insurance Scheme or Fund as now exist or may be construed in the future.

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