Insurance ~ In the article explained that the insurance value of one's life is reflected in the magnitude of protection or rather in the amount of sum assured (sum insured) or UP, theoretically the amount was set UP in accordance with the economic value of one's life, it is meant to keep it from going UP too large (over insured) or the number of UP too small (under insured).
Know Your Life Insurance
In life, we always faced up to the possibility of the occurrence of events that may cause loss or depletion of economic value, resulting in harm to yourself, your family or anyone else who is interested.
Events – events that may give rise to the risk of, among other things:
a) dies (death) either naturally (natural death) or died at a young age that can be caused by sickness, accident (accidental death) and others.
b) impairment (disability, invalidity, incapacity) because of illness or accident
c) loss of or deterioration in the State of health (loss of health)
d) old age or old age
Life insurance in General only manage risk on a grain of grain (a) and (d), while thegrain (b) and (c) is usually managed by type of health insurance, life insurance but would add this coverage as a rider or an extra.
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